Welcome to the 1 Plus 1 Loans blog
A loan is a big commitment. They vary in their interest rates and repayments schedules, so it's important you know which may be the best loan for you.
Read The best loan for you hereAs a young driver you probably have little to no credit history, making it more difficult for lenders to assess your ability to make repayments. This means you’re less likely to get car finance when you need it. Luckily, there are steps you may be able to take to build your credit score.
Read Can I get car finance if I’m a young driver? hereIt’s best to use savings to pay for holidays. But if you don’t have that option, a personal guarantor loan from 1Plus1, or a holiday finance, lets you spread the cost of your holiday. We all want to get away, but current restrictions make it difficult, and testing adds to the costs.
Read Should I pay for my holiday with a personal loan? hereA new car can cost thousands of pounds, a big chunk of cash to pay in one go! Ideally, you’d save up and pay in one go. But the demands of life may mean you need a new set of wheels sooner than you can save for it.
Read Looking for a new car? hereIn this blog we explain guarantor loans. In essence they are designed to assist those with no credit history (such as a young person) or a bad credit history borrowing money. With a guarantor loan, someone else agrees to repay the loan or take up the repayments if the main borrower can’t. Guarantor loans are legally binding on the borrower and the guarantor, so should not be taken without serious consideration.
Read We explain guarantor loans hereWhen the coronavirus out-break started, if you took a credit card or other payment holiday and it’s ended now, you should understand what happens next, and what options are available to you. at 1Plus1 guarantor loans we are here to help you.
Read What you should do when your coronavirus payment holiday has ended hereGetting a loan with competitive rates can be difficult if you have a bad credit score. This where a 1Plus1 guarantor loan could help if you have bad credit. Past credit problems can make it tough to get a loan in your own name, especially if you have a bad credit score.
Read Guarantor Loans hereStruggling to make it to payday? Constantly worrying every-time the phone rings or the post arrives? When money is tight and it feels as though there’s no way out, many people turn to logbook loans as a quick, convenient financial fix.
Read Logbook loans – why avoid them hereLooking to purchase a car but not finding it easy to get credit on your own? A guarantor loan may be the answer. And if you are effectively paying cash, you may get a better price by shopping around at sites such as Autotrader!
Read Guarantor Loans for a Car Purchase hereHave you not got a very good credit history? Hoping to take out a loan? A loan with 1Plus1 guarantor loans may be the answer.
Read What is a Guarantor Loan? here