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A credit score shows how lenders may view you when you apply for credit. Higher scores mean lenders view you as lower risk. A good score is good if you're hoping to apply for a loan, get a new credit card, or even a mortgage. Making sure your score's good, or better still excellent, means you're more likely to be accepted, and offered better rates. So, let’s look at what a good credit score is, how it's calculated, and what factors make it ‘good’.
Read Good credit scores hereThese days, most broadband providers raise prices annually, with BT, EE, Plusnet, Vodaphone and Virgin looking at increases this Spring . If your costs are going up, or if you're on a promotional deal that's ending, switching isn't the only way to pay less for your broadband and phone contract cost
Read How to pay less for broadband, phone contracts hereBills are getting more expensive for most of us. Rising living costs, interest rates, fuel and energy prices are likely to increase sooner rather than later are a concern, so here are some top tips to save money on your household fuel bills this winter.
Read 1Plus1’s top tips to save money on your household fuel bills this winter hereWe all love the Christmas season. But, according to YouGov four in 10 of us will have increased our debts, despite wanting to start the new year financially secure. So, here are some money saving tips for 2022.
Read Money saving tips for 2022 hereBuying a new car is always a big expense. They’re often vital for work, shopping or the school run. Even the cheapest new car costs thousands of pounds.
Read Can I get a car finance with bad credit? hereHere at 1Plus1 Guarantor Loans we’ve explored how cashback works, how to make the most - and what to avoid. Cashback sites are a well-kept secret here, yet they’re a very simple way to earn cash every year without having to do much. Here, we share those secrets!
Read Making the Most of Cashback - How do Cashback Sites Work? hereBad credit car finance is a type of loan available to those who have a poor credit history and have been unable to borrow elsewhere. There are three types of car finance. Hire purchase, Personal contract purchase and personal loans.
Read Bad credit car finance hereIf you’re young and have never had a credit card or never paid any household utility bills in your name, then it’s very likely that you have a very poor credit score.
Read Loans for young people continued hereIn this and our next blog we will give you some information on loans for young people. If you’re needing extra financing for a trip abroad or your studies, getting a loan when you're younger can be difficult, but it’s not impossible. Our guide explains ways to obtain loans for young people.
Read Loans for young people hereAt 1Plus1 guarantor loans we can offer unsecured debt consolidation loans. So, here we explain what a debt consolidation loan is. A debt consolidation loan lets you amalgamate debt payments – credit cards, store cards, overdrafts or loans – into one convenient payment. It can be a good option as it could reduce the total repayments you’re paying on any outstanding debts, though you could pay more in the long run.
Read What is a debt consolidation loan? here