The 1 Plus 1 Loans Blog

Welcome to the 1 Plus 1 Loans blog


COVID-19 Claim back expenses

Since early in the year, the Covid-19 pandemic has resulted in many of us having to work from home. No doubt you realise that working from home increases some of your household bills.

Read COVID-19 Claim back expenses here

Staying safe online - the basics

The covid-19 pandemic has led to a rapid rise in scams. With many of us doing our Christmas and other shopping online, there has never been a more important time to keep safe online.

Read Staying safe online - the basics here

Keep energy costs down

It’s thought our energy costs could rise by £32 a month during lockdown. Keep a lid on your costs with our top tips.

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Top tips for using your credit card

Credit cards can help you manage your money and improve your credit history. Let’s look at some ways you can use your card to build your credit, pay down credit, finance a purchase and maybe earn rewards. Then, some tips how to use your card and not build up needless debt or spoil your credit score.

Read Top tips for using your credit card here

Refinance your credit with 1 Plus 1

A 1 Plus 1 guarantor loan may help you get out of debt faster or lower your monthly payments, but you must understand all the risks and benefits.

Read Refinance your credit with 1 Plus 1 here

Why credit is important

Good Credit is part of your financial strength helping you get the things you want or need now, like a loan for a car or a credit card.

Read Why credit is important here

Budget tips and advice

Once you know where you spend your money, managing your finances and paying your loans will be much easier.

Read Budget tips and advice here

1 Plus 1 are now using open banking

Open Banking is used to accurately assess a loans affordability, find out more in this post.

Read 1 Plus 1 are now using open banking here

Affordability assessments at 1 Plus 1

Affordability is an important factor at 1Plus1 Loans and helps interpret the ability for customers to keep up with repayments.

Read Affordability assessments at 1 Plus 1 here

Guarantor Loans from 1 Plus 1

Guarantor loans. What are they, why would you need one and how you can apply.

Read Guarantor Loans from 1 Plus 1 here