Bad credit loans from 1 Plus 1

If you have bad credit then getting a guarantor loan from 1plus1 loans may be the perfect option for you. With a guarantor loan you need someone who trusts you, who will be your guarantor and is a homeowner with a good credit rating. Guarantor loans are often used for people with impaired credit.

So called "bad credit" may be a result of:

• Late repayments
• Defaults
• No credit history
• Outstanding debt

You may have little to no credit history, which can hold you back on obtaining the finances you need. To apply for a guarantor loan from 1plus1 loans, you just need someone who trusts you, and is a home owner to become your guarantor. It’s an excellent way to help you to obtain the loan you need and to help improve your credit history.

If no one you know trusts you to make the payments, you need to ask yourself if borrowing is the right option for you.

Can we help?

Yes with a guarantor loan from 1plus1 loans we could put you back on track to improving your credit rating and showing you are a responsible borrower, making repayments on time.

As a responsible lender we will do everything possible to make sure you can make the repayments of your loan on time, whilst making sure it is the correct product for you.

All credit is subject to meeting our credit worthiness and affordability criteria.

If you are experiencing financial difficulty, you may wish to seek financial help or guidance from a non-fee charging debt advisor such as "Step Change" or "The Money Advice Service". See our FAQ for more information.